| Page No. | ||
| 1. | Personal Records Structure |
38 |
| 2. | Sample Filing Scheme for Personal Records |
39 |
| 3. | Personal Financial Status Worksheet |
45 |
| 4. | Percentage Analysis of Net Assets |
53 |
| 5. | Asset Wise Analysis of Wealth |
54 |
| 6. | Analysis of Equity Holdings |
55 |
| 7. | Debt Analysis at Assets Level |
57 |
| 8. | Periodic Progress Worksheet |
59 |
| 9. | Asset Wise Analysis of Major Variations |
60 |
| 10. | Earned Income Table for the Month |
66 |
| 11. | Capital Income Table for the Month |
67 |
| 12. | Exploring Category-Wise Expenses |
68 |
| 13. | Monthly Income and Expense Analysis |
72 |
| 14. | Personal Budget Worksheet |
76 |
| 15. | Asset Allocation Table |
90 |
| 16. | Financial Goals Worksheet |
91 |
| 17. | Risk-Return Relationship |
96 |
| 18. | Understanding Relative Rate of Return |
99 |
| 19. | Flat Interest Rate vs. Reducing Balance Rate |
100 |
| 20. | Power of Compounding |
102 |
| 21. | Future Value of $100 at Different Interest Rates |
103 |
| 22. | Calculating Holding Period Return of Stocks |
105 |
| 23. | Risk/Return Trade-Off of Common Investments |
113 |
| 24. | Risk-Return Equilibrium at Various Life Stages |
116 |
| 25. | Risk-Return Equilibrium- The Knowledge Effect |
117 |
| 26. | Calculating the Equity Component of Your Portfolio |
123 |
| 27. | Equity Investment Evaluation Template |
125 |
| 28. | Fixed Income Investment Evaluation Template |
128 |
| 29. | Real Estate Investment Evaluation Template |
131 |
| 30. | Flow Chart Showing Working of Gold ETFs |
133 |
| 31. | Precious Metals Investment Evaluation Template |
134 |
| 32. | Artwork Investment Evaluation Template |
137 |
| 33. | Commodities Investment Evaluation Template |
140 |
| 34. | Financial Goals Worksheet |
143 |
| 35. | Risk-Return Placement of Various Asset Classes |
145 |
| 36. | Financial Goals and Savings Plan |
147 |
| 37. | Asset Allocation Worksheet |
148 |
| 38. | Investment Allocation Model |
150 |
| 39. | Working of a Mutual Fund – Flow Chart |
156 |
| 40. | Common Equity and Debt Fund Categories |
164 |
| 41. | Asset Allocation: Direct vs. Fund Investments |
177 |
| 42. | Mutual Funds Evaluation Table |
179 |
| 43. | Buying Vs. Renting: Cost-Benefit Comparison |
186 |
| 44. | Deciding a Reasonable Down Payment |
188 |
| 45. | Calculating a Monthly Mortgage |
190 |
| 46. | Home Comparison Worksheet— House Factors |
192 |
| 47. | Home Comparison Worksheet— Convenience Factors |
193 |
| 48. | A Home Loan Comparison Checklist |
196 |
| 49. | Excel Spreadsheet of College Education Costs & Savings |
202 |
| 50. | College Education Costs & Savings Worksheet |
203 |
| 51. | Future Value Tables |
204 |
| 52. | Consequences of Inflation on Retirees |
208 |
| 53. | Retirement Reserves – Standard Retirement Age |
211 |
| 54. | Retirement Reserves – Extended Retirement Age |
211 |
| 55. | Monthly Savings Required to Accumulate One Million |
213 |
| 56. | Retirement Funds Worksheet |
214 |
| 57. | Retirement Reserves— Assets Prioritization Model |
217 |
| 58. | Forecasting Retirement Expenses |
219 |
| 59. | Impact of Inflation on Expenses in Retirement |
220 |
| 60. | Financial Specifics of Retirement |
225 |
| 61. | Life Insurance Needs Analysis Worksheet |
230 |
| 62. | Sample Estate Planning Worksheet |
233 |
| 63. | The Basic Structure of a Trust |
238 |