Illustrations

Page No.
1. Personal Records Structure

38

2. Sample Filing Scheme for Personal Records

39

3. Personal Financial Status Worksheet

45

4. Percentage Analysis of Net Assets

53

5. Asset Wise Analysis of Wealth

54

6. Analysis of Equity Holdings

55

7. Debt Analysis at Assets Level

57

8. Periodic Progress Worksheet

59

9. Asset Wise Analysis of Major Variations

60

10. Earned Income Table for the Month

66

11. Capital Income Table for the Month

67

12. Exploring Category-Wise Expenses

68

13. Monthly Income and Expense Analysis

72

14. Personal Budget Worksheet

76

15. Asset Allocation Table

90

16. Financial Goals Worksheet

91

17. Risk-Return Relationship

96

18. Understanding Relative Rate of Return

99

19. Flat Interest Rate vs. Reducing Balance Rate

100

20. Power of Compounding

102

21. Future Value of $100 at Different Interest Rates

103

22. Calculating Holding Period Return of Stocks

105

23. Risk/Return Trade-Off of Common Investments

113

24. Risk-Return Equilibrium at Various Life Stages

116

25. Risk-Return Equilibrium- The Knowledge Effect

117

26. Calculating the Equity Component of Your Portfolio

123

27. Equity Investment Evaluation Template

125

28. Fixed Income Investment Evaluation Template

128

29. Real Estate Investment Evaluation Template

131

30. Flow Chart Showing Working of Gold ETFs

133

31. Precious Metals Investment Evaluation Template

134

32. Artwork Investment Evaluation Template

137

33. Commodities Investment Evaluation Template

140

34. Financial Goals Worksheet

143

35. Risk-Return Placement of Various Asset Classes

145

36. Financial Goals and Savings Plan

147

37. Asset Allocation Worksheet

148

38. Investment Allocation Model

150

39. Working of a Mutual Fund – Flow Chart

156

40. Common Equity and Debt Fund Categories

164

41. Asset Allocation: Direct vs. Fund Investments

177

42. Mutual Funds Evaluation Table

179

43. Buying Vs. Renting: Cost-Benefit Comparison

186

44. Deciding a Reasonable Down Payment

188

45. Calculating a Monthly Mortgage

190

46. Home Comparison Worksheet— House Factors

192

47. Home Comparison Worksheet— Convenience Factors

193

48. A Home Loan Comparison Checklist

196

49. Excel Spreadsheet of College Education Costs & Savings

202

50. College Education Costs & Savings Worksheet

203

51. Future Value Tables

204

52. Consequences of Inflation on Retirees

208

53. Retirement Reserves – Standard Retirement Age

211

54. Retirement Reserves – Extended Retirement Age

211

55. Monthly Savings Required to Accumulate One Million

213

56. Retirement Funds Worksheet

214

57. Retirement Reserves— Assets Prioritization Model

217

58. Forecasting Retirement Expenses

219

59. Impact of Inflation on Expenses in Retirement

220

60. Financial Specifics of Retirement

225

61. Life Insurance Needs Analysis Worksheet

230

62. Sample Estate Planning Worksheet

233

63. The Basic Structure of a Trust

238

Leave a Reply

Your email address will not be published. Required fields are marked *

*